James Henstridgejamesh@aus.social
Aug 14, 2026, 6:23 AMSo the official answer seems to be that it was planned, but was indefinitely postponed back in 2021: https://www.legislation.gov.au/F2021L01392/latest/text/explanatory-statement
![Direct to consumer request service
Part 3 of the CDR Rules sets out future requirements for data holders to implement an online service that allows consumers to directly request their CDR data in a human-readable form and in accordance with the data standards. The deadline for data holders in the banking sector to comply with these requirements had previously been set at 1 November 2021.
The Amending Rules remove the compliance date for the Part 3 obligations in the banking sector. [Schedule 5, items 1 and 2, clauses 6.4(3) and 6.6 of Schedule 3 to the CDR Rules]
This deferral was announced by Treasury on 30 April 2021 and will allow a future consultation process to be undertaken about the way in which direct to consumer obligations should be specified, including how the data standards should provide for data in machine-readable form via application programming interfaces.](https://mediacdn.aus.social/media_attachments/files/117/092/416/603/928/766/original/ba54cf22576789dd.png)
So the official answer seems to be that it was planned, but was indefinitely postponed back in 2021: https://www.legislation.gov.au/F2021L01392/latest/text/explanatory-statement