So my question is, is elsewhere any better?
Things I like about google: integrated stuff, password manager in chrome, generally pretty seamless and usually always works.
Things I don't like about google: as Joel put it - "cliques of security engineers that huff their own farts and convince themselves they are geniuses and know better than anyone else" who have created this endless labyrinth of security bollocks that is incomprehensible and actively unhelpful to normal people.