@nixCraft Even if AI were up to patching all the defects without much human supervision, a big consulting firm will make more money by supplying fleets of contractors than by reselling an AI provider.

Also, banks' business involves being responsible for their own money, with lots of regulations. Banks will be more conservative about AI than a startup that needs to show growth potential for funding, an initiative to replace customer service with chatbots, or someone cheating on their homework.