@meles @edithmair1 @CStamp @rightsprung @pixelunion also you don't want a "European Credit Card" or even "European Amazon" as in verbatim copying the model, but something better…
- Look not just as #VISA / #MasterCard / #AMEX, but also Mir, #SEPA, #AliPay, #WeChatPay and UnionPay…
- But espechally look at #Monero and how it works, since it's the closest to digital cash there is.
- And as long as any #payment system is a substantial #downgrade to #cash in terms of #privacy, #fungibility & #accessibility, it'll fail.
- In effect, what you actually want is something like the PaySafeCard classic, PASMO, Suica and have a #EU & #Global system of mutual acceptance similar to what #Japan has for their transit cards and the Dutch OV Chipcaart.