@aparrish

You've got it exactly right, and it's not just adults, and not just the last 20 years. I taught a kids' computer class back in 1992, and even at the age of 7 or 8 half the students had already internalized the whole "computers are complicated and scary and beyond my capabilities" message - while the other half proved it wasn't true. This is back in DOS command-line days, before "user friendly" was really a concept in the PC world.